Deposit your stablecoins.
Receive up to 10x your deposit amount.
Instantly receive up to 50,000 USDT or USDC*.
Manage your funds and credit from a simple and secure interface.
*Subject to approval of your application
Accepted by your favorite merchants
How it works
1. Deposit your stablecoins
Transfer USDT or USDC to your FundixPay account securely.
2. Unlock x10 credit*
Instantly receive credit equal to 10x your deposit.
3. Pay anywhere
Use your balance like a standard bank card — online and in-store.
Manage your finances in real time
Funding Account*
Total balance (USD)
5,000.00
USDT
2 500 USDT
USDC
2 500 USDC
USDC
2,500 USDC
*This account shows your actual deposits in real time. It’s your value reserve deposited on FundixPay.
Credit Account*
Total balance (USD)
41,770.00
Used
8 230.00 USD
Available
41 770.00 USD
Limit
50 000.00 USD
*This account shows your credit balance, calculated automatically from your deposits.
Why choose FundixPay
No staking
No need to lock your stablecoins. You keep full control of your assets.
Lower fees
Transparent, competitive pricing on every transaction.
Instant validation
No value fluctuation: your deposits remain stable.
FundixPay — pay anywhere in one tap
Add your virtual card to Apple Pay / Google Pay and pay in-store, online, or contactless. Secure, instant, no surprises.
- Immediate activation after application approval
- Compatible with Apple Pay and Google Pay
- Real-time controls: freeze/unfreeze, limits, notifications
- Spending backed by your virtual credit
- Transparent fees with no hidden costs
Trusted by the crypto community
800K+
Active users
150+
Countries
2.5B+
Processed volume
99.99%
Uptime
Frequently asked questions
What is the minimum deposit? +
How much credit can I unlock? +
Which stablecoins and network are supported? +
How long does approval take? +
What if my application is declined? +
What are the limits? +
- Minimum deposit: 300 USDT or USDC
- Maximum virtual credit: 50,000 USDT or USDC
- The multiplier may vary based on profile and conditions.
What are the interest rates? +
- Fixed rate: 0.09% per day on the amount used.
- No hidden fees: you only pay for what you spend.
- Example: 10,000 € used = 9 €/day interest.
Repay whenever you want. Interest stops as soon as you repay.
Still have questions?
Visit the FundixPay Help Center